Distracted driving has become a top safety priority in the United States over the past five years as cellphone and texting has become widespread across several demographics. In an effort to curb dangerous driving practices, the U.S. Department of Transportation has named April the National Distracted Driving Awareness month.

Earlier this year, a new federal law went into effect that banned all handheld cellphone use by commercial truck drivers. The new law affects tens of thousands of truck, bus, and other fleet drivers. Violators could be charged $2,750 per offense and possibly lose their licenses.

In Illinois, only new drivers and bus drivers are banned from completely using their cellphones. Texting is banned throughout the state.

If you have caused an accident because you were on your phone, your auto insurance most likely increased. If you are looking for affordable car insurance, contact the car insurance agents of Insure on the Spot today at 888-972-SAVE.

A study conducted by the University of Michigan Transportation Research Institute has shown that teens in Illinois are less motivated and excited to get their drivers licenses than in years past.

In 1983, 80 percent of 18 year olds had their drivers license, but in 2008 the numbers dropped to 65 percent.  As always, the cost of driving is high for new drivers.  The cost of gas, car insurance, and a car can all be deterrents for teenagers planning to drive.

West Aurora High School senior, Rachel Berry, stated, “I waited until I was 16 and a half (to take my test).” She also said that many of her friends also waited, and some are still without licenses.

If you are getting your drivers license and are looking for affordable car insurance, contact Illinois car insurance agents of Insure on the Spot by calling 1-888-972-SAVE.

The National Association of Insurance Commissioners recommends that people looking to buy car insurance use an online rate-comparison service and get a minimum of 3 quotes from different insurance companies.

Last week, the NAIC issued an alert emphasizing the importance of online rate-comparisons.  In the report, officials also recommend that drivers determine what level of auto insurance coverage they are looking for before comparing prices.

In addition, experts say that drivers should consult with friends and family about the customer service they have experienced with different companies before deciding on which auto insurance policy to buy.

To learn more about getting an online auto insurance rate-comparison, contact the Illinois auto insurance agents of Insure on the Spot by calling 1-888-972-SAVE today.

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House Bill 1378 was recently signed into law by Governor Pat Quinn and protects volunteer drivers in the state.

The legislation prevents auto insurance providers from charging volunteer drivers more on their premiums or policies because they are volunteer drivers.  Furthermore, the new law prevents auto insurers from denying volunteer drivers coverage on a vehicle.

Volunteer drivers must still have liability insurance.  Also, car insurance providers can take into consideration many other factors besides the the fact that a vehicle is being used by a volunteer driver in determining the cost of a policy.

Quinn said of the new law, “Many seniors rely on others when they need to go to the grocery store, pick up prescriptions or visit the doctor, and it is important that their volunteer drivers have the insurance coverage they need.  This legislation clears hurdles for volunteer drivers who are helping our seniors maintain their independence.”

If you or a loved one is looking to purchase affordable auto insurance, contact the Illinois auto insurance providers of Insure on the Spot at 1-888-972-SAVE to get a free online car insurance quote today.

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3 car insurance providers recently announced that they are offering marriage discounts to same-sex couples in states where same-sex marriage, civil unions, and domestic partnerships are legal.

Allstate and State Farm are providing same-sex couples with the same discount of up to 10 percent that drivers who are married often receive.  In addition, Esurance is offering a similar discount to same-sex couples, but the discount is currently limited to Illinois, Oregon, Washington, and California.

Marital status is generally considered when determining a driver’s premium because married drivers have been shown to be less likely to be in an accident.  A spokesperson for State Farm said of the same-sex discount, “Marriage is marriage.  It doesn’t matter if you are married to someone of the same sex.”

Contact the Illinois auto insurance providers of Insure on the Spot by calling 1-888-972-SAVE today, if you or a loved one has questions about affordable car insurance coverage in Illinois.

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Experts estimate that by 2014, mobile phone Internet usage will be more popular than desktop Internet use.  For this reason, Progressive Insurance continues to expand its mobile phone application offerings.

This week, Progressive introduced new mobile phone applications available to iPhone and Android users.  Leader of the car insurer’s mobile business Matt Lehman stated, “Our mobile and interconnected world gives us the opportunity to add more value to drivers, wherever they are.  This commitment to using technology to give customers more control over their car insurance is what sets Progressive apart.”

Some features of the new applications include allowing drivers shopping for new cars to take a picture of a car’s Vehicle Identification Number and receive a car insurance quote, modify car insurance policies, make insurance payments, and receive text messages about weather and road conditions.

If you or someone you know is looking to purchase auto insurance online, contact the Illinois auto insurance agents of Insure on the Spot by calling 1-888-972-SAVE today.

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Last week, the driver of a pickup truck crashed into a southern Illinois fire station and caused significant damage to the property.  The accident occurred shortly after 12 A.M. on Thursday morning at the New Haven Volunteer Fire Station and Senior Citizens building.

Illinois State Police suspect that the driver was driving under the influence of alcohol.  No injuries have been reported in the accident.  The fire station building’s front and side walls fell down after the collision.  Furthermore, the station’s roof partially collapsed and trapped fire trucks in the station.

Accident reports state that the driver was seen traveling at a high speed before losing control of his truck and crashing into the building.

If you have been involved in an accident and are looking to purchase car insurance that will better protect you on the road, contact the Illinois car insurance agents of Insure on the Spot at 1-888-972-SAVE to learn more about how we can help you find the auto insurance that is right for you.

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Early this morning at around 12:30 A.M. a woman was injured after the driver of the car she was riding in fell asleep at the wheel.

According to Illinois State Police, the accident occurred on Interstate 57 around 156th Avenue and Kedzie Avenue.  The 21-year old male driver was traveling in the northbound lanes of the highway in a red Pontiac when he fell asleep at the wheel.  The vehicle swerved off the roadway and struck a tree and piece of electrical equipment.

An 18-year old female passenger was transported to Advocate Christ Hospital for treatment of unspecified injuries.  Police said that alcohol was not a factor in the accident.

If you or someone you know needs assistance finding an affordable car insurance policy, contact the Illinois auto insurance agents of Insure on the Spot at 1-888-972-SAVE today.

Illinois State Police officers advise drivers to be more cautious when driving on I-80 over the next several months.  Two construction projects on the highway are expected to last through late fall.  Since the projects began, accidents have already increased by 52 percent.

Drivers should try to avoid distracting behaviors on the highway when there is heavy traffic or construction projects.  Furthermore, drivers should look out for construction workers on or near the roadway.

In addition, alternate routes away from the construction have also experienced heavier traffic and a greater number of accidents.

If you are looking to purchasing auto insurance to be better protected on the road, contact the Illinois auto insurance agents of Insure on the Spot at 1-888-972-SAVE to learn more about getting a free online car insurance quote today.

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This past Saturday evening, a Canton woman escaped serious injury after she ran her vehicle into a tree.  According to the Fulton County Sheriff’s Department, the accident occurred at around 8:15 P.M. on Illinois Route 9.

Witnesses say the woman’s vehicle suddenly left the highway on the north side and traveled about 200 yards off the road before hitting a tree.  The accident happened about 3 miles east of Canton.

The woman was flown in a LifeFlight helicopter to OSF Saint Francis Medical Center in Peoria.  She was treated and spent the night at the hospital, and released the next day.

Accidents occur when you least expect them.  Contact the Illinois auto insurance agents of Insure on the Spot at 1-888-972-SAVE to learn more about how you can protect yourself and your vehicle in the case of an accident.