If your child has recently started driving, you know how expensive it can be to purchase car insurance for them. While there’s really no way around paying more for covering your teen, there are many ways to keep the increase as small as possible.

- It may be cheaper to add your child to your own car insurance policy that purchasing an individual policy. That way all your discounts you’ve earned also apply to your teen.
- Check to see if your insurance company offers good student discounts. Students that make a B or higher are eligible for the discount.
- You can save a lot of money if your new driver takes a defensive driving course. Insurance companies offer lower premiums and your child can learn valuable driving techniques.
- Shop around for the best prices. While your insurance policy may be the least expensive for you, it could be extremely costly for teen drivers.

If you are in the market for auto insurance, please contact the Illinois auto insurance agents at Insure On The Spot by calling 888-972-SAVE today.

A 19 year-old Chicago man has been charged with driving under the influence after he hit a taxi in Gage Park, sending five people to the hospital. Authorities say they are seeking felony charges against the under-aged intoxicated driver.

One passenger in the teen’s car was sent to the hospital as were all four people in the taxi. A girl in the taxi was ejected from the vehicle upon impact and has been taken to Mount Sinai Hospital in critical to serious condition. The condition of the other victims are not known.

Along with a DUI charge, the driver has also been cited for driving without insurance and failing to produce a driver’s license.

Driving without insurance can result in heavy fines and even a license suspension. If you are in the market for affordable car insurance, contact the car insurance agents of Insure on the Spot at 1-888-972-SAVE.

Chicago has been listed as the number nine city in the country with the worst speed traps, according to a Yahoo! article. Chad Dornsife, director of the Highway Safety Group, says outdated traffic-control devices, red-light cameras, and local politicians are major contributions to Chicago’s speed traps.

Red-light cameras enhance the city’s ticketing power, making it nearly impossible to dispute a fine. Dornsife also notes how speed limits all over the country have become revenue generators instead of a form of safety– increasing the demand for speed traps.

The speed limits, as well as court enforcement, on interstates that run through Chicago are controlled by the local politicians and not determined factual studies of traffic.

If you or someone you know is looking for affordable auto insurance, contact the car insurance agents of Insure on the Spot at 888-972-SAVE.

A one-car accident in Chicago left four injured near the intersection of 47th Street and Cottage Grove Avenue. The driver, a 21-year-old Chicago man, lost control of his vehicle and crashed into a fire hydrant.

The man was traveling with three passengers at the time of the accident, and they all sustained varying degrees of injuries. A 22-year-old woman was sitting in the front seat, and the accident occurred after the driver and the woman had an altercation. Two young children, ages 1 and 3, were in the back of the car and were taken to a children’s hospital in the area.

All of them suffered serious injuries, and the children are said to be in critical condition. The man was cited for operating a motor vehicle without proper vehicle insurance.

It is important to be insured while on the road in Illinois. If you are in the market for auto insurance, please contact the Illinois auto insurance agents at Insure On The Spot by calling 888-972-SAVE today.

Vanessa M. Castillo, 25, was arrested and charged with driving under the influence for causing a collision that seriously injured herself and the other driver.

Castillo drove inbound in the outbound lanes of the Kennedy Expressway early Wednesday morning.  She was driving a silver Chrysler Sebring when she clipped a semi truck, a Mazda, and finally crashed head on into a Nissan Maxima.  She was charged with driving under the influence, driving the wrong way, and operating a vehicle without a driver’s license on Wednesday.

The 34 year old woman in the other vehicle fractured both of her legs, but was still conscious when police arrived. She was taken to Advocate Illinois Masonic Medical Center.  Castillo was unconscious and smelled of alcohol at the scene.  Her drivers license was suspended in 2009 for not having high-risk car insurance.  She has a record with many other infractions listed.

Illinois auto insurance providers of Insure on the Spot are thrilled to announce a variety of activities happening around Illinois this weekend…

On Thursday, the Christian Youth Theatre Chicago will present “Joseph and the Amazing Technicolor Dreamcoat” at Batavia High School.  The show runs Thursday through Sunday.  Tickets are $9-12 presale.  Visit www.cytchicago.org to purchase tickets.

The Chicago Suburban Orchid Show and Sale will take place Saturday from 10am-5pm and Sunday 10am-4pm at the DuPage County Fairground in Wheaton.  Orchids, planting supplies, and books will be for sale.  Demonstration on repotting will also take place.  2015 Manchester Drive. For more details, visit www.bataviaorchidsociety.org

Illinois auto insurance providers of Insure on the Spot are thrilled to announce various comedy acts playing this weekend around Chicago…

Fans of the book and movie, “He’s Just Not That Into You,” will be excited to hear that the author, Greg Behrendt, will doing his hilarious standup routine at the Improv Comedy Showcase this weekend in Schaumburg.  Tickets are $22.  Shows run Friday through Sunday.  For more information, visit improv.com

Funny woman and Chicago native, Kathy Griffin, is back in town performing at the Chicago Theatre this weekend to deliver the latest rants on her favorite and not-so-favorite celebs in Hollywood.  Tickets are $49.50-69.50.  For more details and to purchase tickets, visit www.thechicagotheatre.com

Illinois auto insurance providers of Insure on the Spot are thrilled to announce a variety of pet-related events happening in Chicago this weekend…

From 3-8pm on Friday in Niles, visit the “Name Your Own Adoption Fee Event.”  Help a group of adult dogs and cats find a loving home, and name your own adoption fee.  This applies to animals only six months or older.  The minimum amount for adoption is $20.12.  Wright-Way Rescue 7136 W. Touhy, Niles.  For details, visit www.wrightwayrescue.net

Chicago Party Animals are hosting “Mutts and Mimosas” adoption event on Saturday from 11am-2pm.  Come sip a mimosa and mingle with the friendly dogs looking for a new home.  All dogs are vaccinated. 1133 W. Fulton Market, Chicago.  For more information, visit www.chicagopartyanimals.com

The prevention of drunk driving is the key focus during the month of December.

In Illinois, it is considered illegal to knowingly permit an intoxicated driver to get behind the wheel. If that person were to be pulled over and arrested for drunk driving, the passenger could be arrested as well. This violation can result in a one-year prison sentence as well as a $2,500 fine.

Drunk driving accidents increase during the month of December due to holiday parties associated with an increased level of drinking. It is important, especially in the state of Illinois, to plan ahead for a designated driver before going out this holiday season.

Accidents happen every day. It is important to have car insurance to be protected. If you are in the market for car insurance in Illinois, please contact an Illinois auto insurance agent at Insure On The Spot today by calling 1-888-972-SAVE today.

Drivers in the state of Illinois are being urged by the Illinois State Police to drive with caution when traveling for the Thanksgiving holiday.

Excessive traffic and impatient drivers could increase the chances for car accidents to happen over the long weekend. Police will be conducting roadblock tests all over the state in an effort to remove reckless drivers from the road this weekend.

Last year there were numerous accidents that resulted in over 700 people being injured, 15 of them fatally. Drivers need to keep the distractions to a minimum in their vehicles, pay attention to their surroundings and most of all, be patient. Travel safely this holiday weekend in order to prevent a car accident.

Accidents can happen at any time and it is important to be insured. If you are in the market for auto insurance please contact an Illinois auto insurance agent at Insure On The Spot by calling 1-888-972-SAVE today.