A Chicago woman was sentenced to three years probation after she participated in a scheme to stage a car accident and cash in on the insurance money.

In 2007, she and others met up in Hammond to organize the accident. The woman plead guilty to a felony charge of conspiracy and three charges of insurance fraud. She got $4,000 from the fender-bender accident she staged on Wentworth Avenue and Michigan City Road.

The woman could have faced up to 20 years in prison and $250,000 in fines, but the judge only sentenced her to probation and $3,929 in restitution to State Farm and $750 to Travelers Insurance.

If you or someone you know is looking for affording car insurance, contact the car insurance agents of Insure on the Spot at 888-972-SAVE.

On Thursday, Illinois Secretary of State Jesse White proposed a resolution, which was approved 51-0 in the state senate, to make Illinois roads safer.

The proposal was sponsored by House Representative John D’Amico (D-Chicago) and Senator Toi Hutchinson (D-Chicago Heights).  D’Amico, Hutchinson, and White will establish the Safe Driver Advisory Council.

White stated, “We have strengthened the commercial driving license (CDL) process, we have bolstered teen driving laws, we have cracked down on drunk driving and expanded the Breath Alcohol Ignition Interlock Device (BAIID) program, and we have targeted distracted driving, just to name some areas of success.  Yet I believe even the best laws and the best programs can be made better, and more lives can be saved.  That is the over-riding goal of the Safe Driver Advisory Council: to save lives.”

If you or someone you know is looking for afforadable car insurance, contact Illinois car insurance providers of Insure on the Spot at 1-888-972-SAVE today.

Monday, six people were injured in a four-vehicle accident in Plainfield, Illinois that caused an 18-wheeler to catch fire.  According to the Illinois State Police, the accident occurred on U.S. 30 at 111th Street around 6:30 PM.  A large construction vehicle crossed over the center line and collided head-on with the 18-wheeler after first striking a car and a pickup truck.

The driver of the semi-truck was able to get out before it caught fire.  He suffered minor burns and a head injury.  The driver of the construction vehicle was seriously burned and had to be airlifted to Loyola University Medical Center.  Three people in the car and the driver of the pickup truck also had to be treated at hospitals for various injuries.

Both the construction vehicle and the pickup truck have serious front-end damage from the accident.  Police believe the passenger car was clipped before hitting the pickup and semi-trucks resulting in back-end damage.

Accidents can occur at any time, so it is important to always be protected with quality car insurance.  If you or someone you know is considering purchasing car insurance, contact the Illinois car insurance agents of Insurance on the Spot at 1-888-972-SAVE to get a quote today.

This Tuesday afternoon, an elderly Galesburg woman accidentally backed her car into Cedar Fork creek.  90-year old Roma Most was leaving the Midwest Bank of Western Illinois on West Main Street in Galesburg when she back her car out of the bank’s parking lot and into Cedar Fork creek.  The creek is located just south of the bank.

Galesburg police and firefighters quickly arrived at the scene of the accident and helped pull Most out of her vehicle.  The vehicle had flipped into the creek and was upside down when crews arrived to help.  Fortunately, Most appeared uninjured but was taken to Galesburg Cottage Hospital just in case.  She was released just a couple hours after the accident.

If you or someone you know needs to purchase car insurance, contact the Illinois auto insurance agents of Insurance on the Spot at 1-888-972-SAVE to learn more.

Early Saturday morning around 2 AM, a three-vehicle accident occurred on Chicago’s Northwest Side that sent 9 people to hospitals for injuries.  20-year old Oscar Reyes was traveling westbound on Fullerton Avenue in his Infiniti with six passengers when he struck a parked car.  Reyes fled the scene, did a U-turn, and began to drive east down Fullerton.  He then collided with a cab and SUV at the 2900 block of Fullerton.

Three of the passengers in Reyes’ car were ejected from the vehicle and suffered serious injuries.  Reyes, all six of his passengers, the cab driver, and the SUV driver all had to be taken to hospitals for various injuries.  Only a woman passenger in the cab walked away from the accident without injury.  Seven of the injured were listed in serious to critical condition and two were listed in fair to serious condition.

Accidents can happen at anytime, so it is important to always be protected with quality car insurance.  If you or someone you know is in need of auto insurance, contact the Illinois auto insurance agents of Insurance on the Spot at 1-888-972-SAVE to learn more.

(Source)

Four people were injured in a two-vehicle accident on the Northwest Tollway in Illinois Friday afternoon.

According to officials with the Elgin Police Department, the accident happened shortly after 5:00 p.m. Friday in the eastbound lanes of the Northwest Tollway near the entrance ramp to Illinois Route 31. Elgin Fire Department Captain Dave Shmidt explained the accident in a statement.

“There was a Jeep getting on I-90 eastbound from Route 31,” Schmidt said. “As he entered the tollway, somehow he ended up spinning out facing westbound in the eastbound lanes and got hit by a Ryder truck that was coming eastbound.”

An Illinois State Police Tollway District master sergeant said one of the jeeps three passengers was listed in critical condition and transported to Sherman Hospital in Elgin with two others who were seriously injured and one who sustained only minor injuries.

The accident remains under investigation, police say. It is not known why the driver of the Jeep lost control, but authorities do not believe drugs or alcohol to be a factor.

Even the safest drivers can get into accidents, and driving without insurance can be costly. If you or someone you know is looking for affordable car insurance, contact the Illinois auto insurance agents of Insure on the Spot by calling 1-888-972-SAVE for your free, no obligation quote.

Car-crash insurance scams are on the rise, according to a new report released by the National Insurance Crime Bureau.

The report shows that questionable insurance claims are up 46% from 2007 to 2009. The study ranks states with the highest number of claims from accidents that are most likely staged, with Florida coming in at number one, with 3,006 questionable claims in the three year period. New York ranks second with 1, 680 questionable claims, followed by California (1,619), Texas (792) and Illinois with 433 questionable claims.

The criminals who perpetrate these staged accidents usually work in groups, according to the National Insurance Crime Bureau. A typical scam may include paid witnesses, several drivers, passengers who will claim injuries, and medical providers who will make false claims for “treatment.” It is estimated that auto insurance fraud adds $200 t0 $300 a year to the average annual insurance policy cost.

If you or a family member is looking to insure a vehicle, contact the Illinois car insurance agents of Insure on the Spot for your free, no obligation quote by calling 1-888-972-SAVE.

A man from Burlington was injured in a two-vehicle crash Sunday afternoon.

According to officials with the Burlington police department, 64 year-old Dennis Wesemann was injured in a two-car accident on Route 72. Police say Wesemann was traveling west on Route 72 in a 1998 Ford Ranger pick-up near Brier hill Road in Hampshire Township when the accident occurred. Wesemann’s vehicle crossed into the eastbound lanes of traffic and struck a 1998 Dodge Caravan head-on.

The driver and sole occupant of the Dodge, 48 year-old Dymberli Wiedenfeld, of Hampshire, was transported to Sherman Hospital in Elgin with minor injuries.

Route 72 was closed between Brier Hill and Thurnau Road for about three hours while the crash was investigated.

If you or a family member is looking to insure a vehicle, contact the Illinois auto insurance agents of Insure on the Spot for your free, no obligation quote by calling 1-888-972-SAVE.

In Illinois on February 10, police had a busy day. Three people were pulled over and charged with different citiations.

A 25-year-old man was charged with suspended registration, driving with a suspended license and operating an uninsured vehicle. The man was later released on an I-Bond. Earlier that day a 49-year-0ld man was charged with driving with no registration sticker and also driving with a suspended license. He was also released on an I-Bond.

Driving without insurance can cost you a lot of money. Traffic accidents can cause serious damage to your car and with out insurance this cost a lot of money out of pocket. If you or someone you love is looking to insure your vehicle, contact the Illinois auto insurance agents of Insure on the Spot for your free, no obligation quote by calling 1-888-972-SAVE today.

A woman’s car slid into a train track in Illinois. She got out just before the train struck her car.

The accident happened around 5:15 p.m. The woman’s car tires got stuck on the train tracks after her car slid onto them. The train dragged her car 70 feet.  She escaped with no injuries, but was cited for operating an uninsured vehicle and improper lane usage. Police reported many accident because of the weather conditons. They later issued a Level 1 Snow Emergency.

If you or someone you love has been looking for affordable car insurance, contact the Illinois car insurance agents of Insure on the Spot for your  free, no obligation quote. Call today at 773-202-5060.