Car Insurance for Non-Owners

If you have the luxury to be able to walk, bike, or bus to your every destination, you may be under the impression that you can avoid the expense of car insurance. This might be the case, but you need to evaluate the risks, as well as your lifestyle. Do you drive other people’s cars occasionally? Do you ever need to rent a car for any reason? If the answer to either of these questions is yes, then you need non-owner automobile insurance.

Non-owner car insurance is for exactly these situations. Some people take for granted the fact that they will be covered by the owner’s policy in the event of an accident. Not all policies have this provision, and it is a gamble to assume that they do. If you need non-owner insurance, contact the Illinois car insurance experts of Insure on the Spot by calling 888-972-SAVE.

What Will Non-Owner Insurance Cover?

Non-owner insurance does not come in different degrees. There is no full or comprehensive level of coverage. While the specific terms of a non-owner policy will vary from one insurance company to the next, there is a tendency for these policies to cover only the most basic damages. These include:

• Property Damage and Bodily Injury Liability
• Under-Insured/ Uninsured Motorists
• Medical Bill Reimbursement

The limited options in non-owner insurance allow for broad coverage that can provide the state’s minimum amount of insurance under most circumstances.

Contact Us

Do not risk the expense of an accident while driving without insurance. Get a free quote from an Illinois automobile insurance agent now. Contact Insure on the Spot at 888-972-SAVE today.