Learners’ Permits and Auto Insurance

When a teen gets his or her learner’s permit, he or she is given the privilege to operate a motor vehicle under the supervision of a parent or guardian. Despite this supervision, the new driver will still be responsible for any accidents that he or she causes while in this learning period.

Though many individuals overlook it, drivers with learners’ permits are required to have auto insurance. If you have questions about whether your current policy covers your child, or if you are a teen driver looking for auto insurance, contact the Illinois auto insurance experts of Insure on the Spot at 1-888-972-SAVE.

Getting Insured

When seeking coverage for a driver with a learner’s permit, parents should consider their own insurance policy. Many insurance policies may already cover children and relatives, in which case buying additional insurance may not be necessary.

Additionally, adding your child to your existing insurance policy if it does not already cover him or her may be much less costly than your child purchasing his or her own auto insurance. This is especially true during the time your teen is learning how to drive with a learner’s permit.

No matter the situation, all drivers must be insured to legally operate a motor vehicle in the United States, regardless of whether they have a driver’s license or a learner’s permit.

Contact Us

When your teen gets his or her learner’s permit, it may be time to add him or her to your policy. Contact the Illinois car insurance agents of Insure on the Spot at 1-888-972-SAVE to learn more about what steps you should take so that your child is properly covered.