Our Auto Insurance provides high-quality car insurance at the lowest possible prices. Anywhere in Chicagoland, Illinois and Indiana, we can find you a monthly payment to fit your budget. Ask about our good driver discounts for better rates on auto insurance.

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Restricted Driving Permits

While it must enforce the law and keep certain drivers off the road, the government understands that some circumstances require special treatment. As a result, so-called hardship licenses are available for those who meet eligibility standards. These restricted driving permits allow drivers who have had their licenses suspended to retain their privileges if they have no reasonable transportation options other than using their vehicle for a very specific group of journeys. Especially among people who need a car to get to work every day, restricted driving permits can be a great solution to an otherwise significant problem.

Your car insurance requirements may change under the terms of a hardship license and you may need a different policy to better fit your situation. Contact an Illinois auto insurance agent from Insure on the Spot at 1-888-972-SAVE today for more information.

Obtaining a Hardship License

A hardship license does not reinstate full license rights and privileges. Instead, these licenses are specifically targeted to provide limited driving capabilities to people who need a car or truck to maintain financial stability. In order to pursue this option, drivers who have had their license revoked must complete the following tasks:

  • Apply with the Secretary of State
  • Secure a hearing
  • If necessary, attend driver re-education courses
  • Finish any necessary paperwork or activities to obtain a hardship license

The state has the option to either reject or cancel a restricted driving permit at any time. Additional DUI charges or reckless driving charges are grounds to revoke these special licenses.

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Car insurance is a necessary part of protecting your vehicle, whether you are in good standing with motor vehicle authorities or not. Contact an Illinois auto insurance agent from Insure on the Spot today by calling 1-888-972-SAVE for a fast and free rate quote.

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