Understanding SR-22 Insurance

In Illinois, the government protects drivers from uninsured motorists by requiring that all drivers have insurance. In some cases, though, the law enforcement officials may need extra proof of insurance if you have been convicted of driving recklessly or other unfortunate mistakes. This certificate of insurance is called an SR-22 form.

If you need help proving to the government that you do have car insurance, you can apply for an SR-22. Having this certificate can open the roads to you once again since you are required to have car insurance to drive. To help you obtain the SR-22 form that you need, contact an Illinois auto insurance agent from Insure on the Spot today at 1-888-972-SAVE.

How Can the SR-22 Help?

Should you be charged with a driving offense or get in an auto accident, law enforcement officials ask to see the proof of your insurance. If you are unable to produce this document, you may be required to obtain an SR-22. In some states, you may need an SR-22 if you are a young driver or if you have been convicted of certain traffic offenses.

SR-22 is not really insurance in itself, but it proves that you do have at least liability insurance. With an SR-22, you can get back on the roads so that you can continue driving to work, school, etc. Keep in mind, though, that an SR-22 is filed with the Secretary of State so that he or she can quickly suspend your insurance if you commit another driving error.

Contact Us

When you forget to carry insurance with you or get in a traffic accident, you deserve a second chance to drive. An SR-22 can help. For more information regarding the SR-22 form and the application process necessary, you should contact an Illinois car insurance agent from Insure on the spot at 1-888-972-SAVE today.