Vehicle Accidents in School Zones

School zones are a common sight in many towns and cities across the country. These are areas near schools where the speed limit is reduced at certain times of the day. Although the lower speed limit is intended to create a safer environment for children and other pedestrians, school zones are often the site of vehicular accidents. If you regularly drive in school zones, it is important to have a strong insurance policy.

At Insure on the Spot, we can help you choose a policy that is tailored to your needs. Whether most of your driving occurs in urban, suburban, or rural areas, there are policies that can help protect you and your vehicle from unexpected accidents. Contact our helpful Illinois auto insurance agents at 888-972-SAVE today to discuss your coverage options.

Common Kinds of School Zone Accidents

School zones are often found along heavily traveled stretches of road. Despite the reduced speed limits, accidents are commonplace during the hours that school zones are in effect. Kinds of accidents that commonly occur within school zones include:

• Fender-benders
• Accidents involving pedestrians
• Accidents involving speeding
• Accidents resulting from distracted driving

When you are involved in a traffic accident in a school zone, you may have questions about your insurance coverage. Fortunately, most policies cover school zone accidents the same as accidents in other areas. Depending on your policy, you may be covered for injuries and vehicular damage that occur inside a school zone.

Contact Us

To speak with a knowledgeable representative about your coverage status, contact Insure on the Spot at 888-972-SAVE. Our Illinois auto insurance agents are familiar with many different kinds of car insurance and can help locate one that’s right for you.