When a Vehicle is Totaled
When an accident occurs, insurance companies send out an adjustor to determine the amount of damage incurred. A car is considered “totaled” when the amount of money required to repair the damages combined with its salvaged value equals more than the car’s market value. If you have recently been in an accident and your car was totaled, there are certain things you can do to get back on the road as quickly and smoothly as possible.
If you are looking for a hassle-free, affordable car insurance provider, contact an Illinois auto insurance agent at Insure on the Spot. Call us toll free at 1-888-972-SAVE, or come visit us at any of our 6 locations to speak with a qualified representative today.
Following an Accident
If you have been involved in a serious automobile accident, you should:
- Contact your insurance company immediately. Make sure to give them as many details as possible, including photographs, witnesses, and your account of the accident.
- Meet with your claims adjustor. During this meeting, the adjuster will determine the extent of damage your car sustained in the accident. If they decide it is totaled, they will write you a check for what your car is worth.
- Make a decision. Do you want to use the money to invest in a new automobile or keep the money and rely on other means of transportation for awhile?
Contact Us
If you would like a free, no-obligation rate quote for affordable automobile coverage, contact the Illinois auto insurance agents of Insure on the Spot at 1-888-972-SAVE today.
