Illinois SR-22 Coverage

If you require SR-22 insurance coverage, we can help you get the paperwork you need within minutes so that you can get back out on the road. Insure on the Spot specializes in helping Illinois drivers get the SR-22 coverage they require at the best possible prices.

When you purchase SR-22 insurance with us, we will notify the Secretary of State electronically, so you do not have to worry about running around with the paperwork. Once your SR-22 has been filed, your license can be reinstated so that you can again drive legally. We will e-mail you the insurance cards and any information you need immediately after you purchase your policy so that you don’t have to wait to get back behind the wheel.

Common SR-22 Violations

If your license has been suspended or revoked due to the violation of certain motor-vehicle restrictions, you may be required to establish SR-22 coverage before your license can be reinstated. Violations that may require SR-22 liability coverage include:

• DWI/DUI
• Reckless Driving
• Operating a vehicle without insurance
• Auto accident without car insurance
• Multiple traffic violations within a 12 month period
• Suspension of driver’s license for other reasons

Persons who are considered to be high-risk drivers may require SR-22 coverage to prove that they have established the minimum liability coverage for their vehicles as required by the state. Failure to maintain this coverage may result in the suspension of driving privileges and other penalties.

Important Facts about SR-22

SR-22 is also sometimes referred to as the “FR-filing” and is actually the name of the form used by insurance agencies to notify the state when an individual has established the required insurance coverage. Insurance companies are required to submit the SR-22 form to the Secretary of State before an individual’s driver’s license can be reinstated.

Depending on the specifics of your situation, you may receive a full reinstatement of your license, or you may be issued a restricted driving permit. In some cases, you may be asked to pay a reinstatement fee by the Secretary of State. Once you have established the minimum liability coverage required, you will receive an owner’s certificate, a non-owner/operator’s certificate, or an owner/operator’s certificate.

Contact Us

If you require SR-22 coverage, Contact the Illinois SR-22 insurance agents of Insure on the Spot at 1-888-972-SAVE or visit us online. We can help you get the coverage you need to get back on the road.